๐Ÿ

About Canada Mortgage Rates

Canada's most complete free mortgage rate comparison platform โ€” built for Canadian homebuyers, by a Canadian homeowner.

Our Mission

Canada Mortgage Rates was built with one goal: give every Canadian homebuyer access to the same mortgage information that industry insiders have โ€” for free, without pressure, and without having to talk to a salesperson first.

Getting a mortgage is one of the most important financial decisions of your life. We believe you deserve clear, unbiased information before you walk into any lender's office.

What We Offer

๐Ÿ“Š
Rate Comparisons
Compare mortgage rates from 20+ Canadian lenders including banks and local credit unions across all 10 provinces.
๐Ÿงฎ
Free Calculators
Payment calculator, affordability calculator, stress test, rent vs buy, and renewal calculator โ€” all free.
๐Ÿ 
First-Time Buyer Guides
Federal and provincial programs, FHSA, RRSP HBP, land transfer tax rebates, and more.
๐Ÿ›๏ธ
Property Tax Estimator
Estimate your annual property tax in any Canadian city based on current mill rates.
๐Ÿ“ฐ
Mortgage News
Real-time Canadian mortgage and real estate news, updated daily.
๐Ÿ“ž
Free Consultation
Connect with a licensed mortgage professional โ€” no obligation, no cost to you.

Our Story

Canada Mortgage Rates was founded in 2026 by a Canadian homeowner who went through the mortgage process and found it unnecessarily confusing. Rate information was scattered, calculators were basic, and most sites were really just lead generation tools for brokers.

We set out to build something different โ€” a genuinely useful resource that covers mortgage rates, calculators, property taxes, home insurance, and first-time buyer programs all in one place, for every province and city in Canada.

We're based in Manitoba and cover all 10 Canadian provinces. We're proud to be 100% Canadian-built and 100% free for users.

โš ๏ธ Important Disclaimer

Canada Mortgage Rates is not a licensed mortgage broker, mortgage agent, financial advisor, or lender. We are not registered with FSRA, BCFSA, or any provincial mortgage regulatory authority.

All content on this site is for informational and educational purposes only. Mortgage rates shown are estimates โ€” always verify directly with lenders. Consult a licensed mortgage professional before making any financial decisions.

Contact Us

Have a question, suggestion, or want to partner with us? We'd love to hear from you.

๐Ÿ“ง Email: info@canadamortgagerates.net

๐Ÿฆ Twitter: @cdnmortgagerates

๐ŸŒ Website: canadamortgagerates.net

Ready to Compare Mortgage Rates?
Use our free tools to find the best mortgage rate in Canada โ€” no signup required.
Go to Mortgage Tools โ†’